Capital Benefits I
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  Health - Provides coverage for medicine, visits to the doctor or emergency room, hospital stays and other
medical expenses.
Dental - Group contract that provides payment for certain enumerated dental services.
Rx - Compensation for specific potential future losses in exchange for a periodic payment.
Vision - Compensation for specific potential future losses in exchange for a periodic payment.
Long Term Care - Compensation for specific potential future losses in exchange for a periodic payment.
Life - Paid to a beneficiary when the insured dies.
DI - Provides supplementary income in the event of an illness or accident resulting in a disability that
prevents the insured from working at their regular employment.
HSA - The health savings account, or HSA, was created recently by federal legislation. A HSA lets you set
aside pre-tax dollars for future medical, retirement, or long-term care premium expenses.
HRA - funds are provided only by an employer for an employee, and do not follow an employee to a
new employer.
FSA - funds must be used within the calendar year; otherwise they are forfeited.
 
  363 Route 46 West
Suite 140
Fairfield, NJ 07004
Phone: 973-808-2626
Fax: 973-808-2627
Email: info@capitalbenefits.com