About Capital Benefits

Account Management for Capital Benefits, LLC

Capital Benefits, LLC is a diversified financial services organization providing group and independent insurance. We provide financial services representation to individual, corporate and professional clients within the Tri-State area and throughout the United States. 
And while no one organization can be all things to all people, our uniqueness can be traced to the fact that within our Financial Services and Employee Benefits divisions, we have assembled a team of professionals with a variety of backgrounds who can, within one organization, meet most of your needs while exceeding your expectations. 
Capital Benefits, LLC has a team of experienced professionals characterized by the highest levels of knowledge, integrity and responsiveness… We are dedicated to ensuring the financial health and well-being of our clients by providing them with “Single Sourced Solutions” to their business and individual needs…  Our strength is a function of the quality of our relationships and the long-term commitments we have made to our clients, our associates, and industry and our communities. 
We are committed to leading the financial services industry through our example and our reputation for integrity, innovation, quality of services and client satisfaction.  We will consistently support those associations which promote increased professionalism within our industry and we take great pride in our associates who hold active leadership roles within those organizations.
We appreciate your interest and consideration and look forward to helping you reach your financial objectives.

Our Team

The team described below will service all your needs on a daily basis. Each team member has extensive experience in group benefits and Individual needs and is committed to working with you.

Capital benefits inc.

Joseph C. ABLAHANI, AIF®, CLTC®, RFC® CPFA

Retirement / Benefits Specialist

Joseph C. ABLAHANI, AIF®, CLTC®, RFC® CPFA

  • Pension Analysis, Exit Strategies
  • Medical, 401(k)/Pension Plan Review

Mr. Ablahani is the CEO/President of Capital Benefits, LLC, which manages employee benefits for both public and private sectors. Mr. Ablahani has over 19 years of experience in employee benefits design and pension services, and specializes in the implementation of employee benefit programs as well as exit strategies for closely owned businesses. He manages the sales and service teams and maintains a high-level relationship with the insurance carriers in the marketplace. 

Mr. Ablahani has achieved Top of the Table recognition through the Million Dollar Round Table organization as well as Six Sigma Black Belt and many other distinguished awards. Joe has recently received one of the highest honors by being recognized to the Inner Circle at MetLife Securities. As a Licensed Registered Representative, he has achieved AIF® (Accredited Investment Fiduciary) designation, RFC, a Certified Long Term Care (CLTC) and Certified Plan Fiduciary Advisor CPFA designation and has completed the four-year 401k Coach program, which dissects all aspects of pension plans. Joe has spoken on main platforms throughout the country and is the author of “401k the Right way”. Joe has his licenses in Life, Health, and Accident, Property and Casualty along with being licensed and appointed as a Registered Representative.

Mr. Ablahani holds a BA degree in Business Administration from William Paterson University.

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Erik J. Joseph

Benefits Specialist

Erik J. Joseph

 Erik is a Benefits Specialist since 2011 and works in the design, implementation, negotiation, and management of employee benefit programs.  He has his Life and Health license as well as his Property and Casualty license. Erik is in charge of making the day-to-day operations run smooth for the Municipalities, Boroughs and Commissions.

Erik graduated from William Paterson University in 2007 and currently resides in Jersey City, NJ.

[email protected]

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Capital benefits inc.

Barbara Ruiz

Client Relations Manager

Barbara Ruiz

Barbara is the Client Relationship Manager. Barbara specializes in maintaining a high-level relationship with clients and focuses on account retention, account management and new group implementation. Her duties include working closely with the carriers on a customer support basis, which includes solving claims problems, gathering and submitting information to the carriers, keeping up to date on the plan designs and structures, tracking benefits, rates and renewals. [email protected]

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Vincent Ablahani

Auto & Home Specialist

Vincent Ablahani

  • Auto & Home Insurance
  • Personal Liability
  • Commercial Liability

Vincent is the Benefits Coordinator and is responsible for managing the Auto and Home clients as well at our commercial liability and workers compensation team. Developing prospect relationships and creating new business opportunities. Currently, Vincent manages a block of business that helps retain and service our clients.

Vincent has spent his entire career working in Group Benefit Sales in the NJ, NY & PA area. 

Vincent holds his resident Life & Property and Casualty Producers license in the State of New Jersey.

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Donald T. Brown, ChFC, ChSNC, CASL

Special Needs Planning

Donald T. Brown, ChFC, ChSNC, CASL

Don is a thought leader in Special Needs Planning. Don brings 30 plus years of experience and has the expertise in the Financial and Special Needs Planning. Don has spoken at many workshops and seminars on these subjects as the keynote speaker.

Don is an active member of the Million Dollar Roundtable and earned the achievement of 5 Star Wealth Manager
[email protected]

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Vincent Morelli

Aflac Specialist

Vincent Morelli

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Capital benefits inc.

Brian D. Singleton, Esq.

Advanced Case Design

Brian D. Singleton, Esq.

  • Estate Planning
  • Special Needs Planning
  • Estate Planning
  • Special Needs Planning

Brian is the owner of Singleton LLC. Singleton LLC is a law firm that has partnered with Capital Benefits, LLC and is the same office. Brian counsels wealthy individuals and families on tax, estate, and closely held business matters.

Practice Areas:

Tax Controversy, Tax Planning (Income, Estate, Gift, and GST Tax), Estate Planning, Estate Administration, Trust & Estate Litigation, Business Succession Planning, Charitable Planning, Business Entity Planning, Formation and Exit Strategies, Mergers & Acquisitions, Executive Benefits.

Bar Admissions:

New Jersey

United States District Court for the Northern District of New Jersey

United States Tax Court

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Testimonials